This is a variation of the previous recipe. If you look at the picture, you will see little pieces of "chocolate chip". This happened when we added the warm, melted chocolate to the cold milk and the chocolate mixture solidified!
Also the bread and pastry is a bit of an overkill.
6 slices bread
200g (70% cocoa) dark chocolate
Warm the milk before adding to the bread. Now when you add the chocolate, it won't solidify.
Rest of recipe as described.
Yummy - perfect for cold winter's nights.